Published: Tue, 15 Oct 2024 12:50:26 GMT
Position Title: Staff Analyst, Investor Analytics
Company Overview:
Upstart is a leading AI lending marketplace that partners with banks and credit unions to provide affordable credit options. By utilizing Upstart’s AI marketplace, our partners can increase approval rates and decrease loss rates across all demographics while delivering a top-notch digital lending experience. Over two-thirds of our loans are approved instantly and completely automated.
As a digital-first company, Upstart employs individuals across the United States, with offices located in San Mateo, California; Columbus, Ohio; and Austin, Texas.
Our team at Upstart is driven by our mission to provide effortless credit based on true risk. If you are passionate about making an impact at Upstart, we invite you to join our team.
Position Description:
As a Staff Analyst on the Investor Analytics team, you will play a crucial role in providing analytical support to Upstart’s organization. This includes utilizing analytical and technical skills to assist our partners with various services such as understanding our underwriting models, presenting on loan performance trends, analyzing market opportunities, creating financial models, developing business intelligence pipelines, and automating work processes.
In this role, you will work closely with the Capital Markets and Lending Partnership teams to assist investors, banks, and credit unions in achieving their business goals through our unique technology.
Location: Remote
Time Zone: This team operates on both East and West Coast time zones.
Travel Requirements: As a digital-first company, most of the work can be completed remotely. However, employees are encouraged to attend in-person collaboration sessions, which may occur once or twice a quarter for 2-4 consecutive days.
Responsibilities:
– Influence Upstart’s credit platform and investor/lending community by providing insights and analysis on model performance, credit data, trends, and risks
– Develop credit monitoring and model performance to conduct in-depth analysis and provide recommendations for model and product improvement
– Build financial and performance models, data pipelines, and automated reporting to support credit intelligence
– Collaborate with various teams including Capital Markets, Lending Partnership, Data Engineering, Machine Learning, and Finance to shape credit metrics, drive consensus, and build investor/lending partner confidence
– Mentor junior team members and promote a center of excellence in data, credit, and analytics
Qualifications:
Minimum:
– 8+ years of experience in analytical roles in technology and/or financial services industries
– Experience in credit analytics, business analytics, valuations, and/or financial analytics using Python, R, GSheet (AppScript), Excel (VBA), SAS
– Experience with large datasets, data modeling, and data pipelines using tools such as Databricks, DBT, Looker, Redshift, Snowflake, and Tableau
– Ability to present complex business or performance topics in an executive-friendly manner and influence C-level decision making
– Degree in Analytics, Data Science, Economics, Engineering, Mathematics or other quantitative field
Preferred:
– Experience coaching and mentoring junior team members in technical subjects
– Experience in credit risk management
– Ability to work collaboratively with cross-functional teams, particularly in Finance, Product, Data Engineering, and Machine Learning
– Ability to manage multiple workstreams and priorities and influence up and cross-functionally
– Knowledge of consumer lending, consumer finance market, and capital markets
Benefits:
– Competitive Compensation (base + bonus & equity)
– Comprehensive medical, dental, and vision coverage with Health Savings Account contributions
– 401(k) with 100% company match and immediate vesting
– Employee Stock Purchase Plan (ESPP)
– Life and disability insurance
– Generous holiday, vacation, sick, and safety leave
– Supportive parental, family care, and military leave programs
– Annual wellness, technology & ergonomic reimbursement programs
– Social activities including team events and onsites, all-company updates, employee resource groups (ERGs), and other interest groups
– Catered lunches, snacks, and drinks when working in offices
At Upstart, we value diversity and are committed to providing equal opportunities to all individuals. We celebrate all cultures, backgrounds, perspectives, and experiences and believe that we can only become better by embracing diversity and inclusion in our hiring practices.
If you require reasonable accommodation during the application process, please email candidate_accommodations@upstart.com.
For more information about our privacy policy, please visit https://www.upstart.com/candidate_privacy_policy.
Compensation:
At Upstart, your base pay is one part of your total compensation package. The anticipated base salary for this position is expected to be within the below range. Your actual base pay will depend on your geographic location, as we use compensation regions based on location for our “digital first” philosophy. Additionally, individual pay is determined by job-related skills, experience, and relevant education or training. Your recruiter will provide more information about the specific salary range for your preferred location during the hiring process.
United States | Remote – Anticipated Base Salary Range: $157,000 – $217,500 USD. Apply link
