Published: Wed, 16 Oct 2024 22:50:58 GMT
Position: Risk Data Analyst II at Branch
Location: United States (remote)
Branch is a leading financial technology company on a mission to empower workers with financial freedom. We achieve this by helping companies accelerate payments and providing working Americans with accessible, free financial services. Our focus is on building and delivering inclusive, transparent, and frictionless financial products.
At Branch, we believe in empowering our employees as well. We value creativity and encourage our team members to share their ideas, knowing that they can directly impact our products, company, and culture. Our goal of empowerment extends to our hiring process as well, as we strive to build diverse teams that foster innovation, initiative, and collaboration.
As we continue to develop new ways to improve the lives of working Americans, we are seeking a motivated and organized Risk Data Analyst II to join our team. If you have a passion for analyzing data, developing real-time strategies to minimize losses, and thrive in a start-up environment, this role is perfect for you. In this role, you will play a vital role in managing risk at Branch and contribute to the growth and success of our company.
Responsibilities:
– Conduct analysis of fraud events, customer behavior, operational pain points, and loss trends to identify potential areas of opportunity in Branch’s risk management program
– Translate analysis into actionable recommendations for minimizing losses and improving customer experience
– Develop a risk analytics workflow, define success metrics, and monitor progress with actionable dashboards and reports
– Collaborate with Product and Risk teams to identify high-impact areas in the funnel to reduce loss exposure
– Create scalable frameworks for managing risk scores, fraud detection alerts, and monitoring false positives
– Provide fact-based analysis and recommendations for risk controls and thresholds
Qualifications:
– 2-5 years of experience as a data analyst, with a focus on fraud or risk management
– Experience developing fraud scores and risk rules using statistical modeling
– Deep understanding of emerging fraud trends, including ATO and first party fraud
– Knowledge of card authorization rules
– Familiarity with financial loss causes, measures, and mitigation strategies
– Strong analytical skills using SQL, Python, R, or similar tools
– Experience in digital banking, payments networks, or financial services
Nice to Have:
– Experience in the fintech industry or with start-ups
– Familiarity with Mastercard and Mastercard Connect
– Project management experience using tools like Jira
Compensation:
The base compensation range for this role is $110-120k annually. The displayed salary range reflects an average base salary for the position across the US. The base salary offered to an applicant may be higher or lower based on their specific skill set, depth of experience, relevant education, or training. This range excludes commission, bonuses, equity, or benefits.
Benefits:
– Remote work from anywhere in the US
– Branch-paid medical, dental, and vision insurance
– Equity
– 401k
– Flexible time off
– Paid company holidays
– Paid parental leave (eligible after 6 months of employment)
Working at Branch:
Branch is a remote-first company with employees located throughout the US. Our culture is built on transparency, accountability, and trust, creating a collaborative environment where our teams in product, engineering, marketing, customer support, customer success, and sales can thrive together.
Our collaborative spirit has helped us become an award-winning fintech company, with Branch’s innovation and workplace recognized across industries. We have been honored by Inc., the Webby Awards, Benzinga Fintech Awards, Fintech Breakthrough Awards, Top Workplaces USA, Great Places to Work, and EY Entrepreneur of the Year, Heartland, among others.
Learn more about our culture, approach, technology, and people here: https://www.branchapp.com/about
Branch is an equal opportunity employer and we value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. Applicants must be currently authorized to work in the US without sponsorship or transfer. Third-party applicants will not be considered. Apply link
